Retirement Roadmap Session
A comprehensive analysis designed to give you complete clarity on your retirement position and what actions will make the most difference.
What's Included:
- Complete financial position audit (super, investments, property, income)
- Retirement income projection modeling
- Gap analysis against your lifestyle expectations
- Contribution strategy recommendations
- Tax optimization opportunities
- Detailed written report with action steps
Age Pension Optimization
Strategic restructuring of assets and income to maximize Centrelink entitlements without sacrificing investment returns or liquidity.
What's Included:
- Current age pension entitlement assessment
- Asset test and income test analysis
- Restructuring strategies (property, super, investments)
- Gifting and deprivation rule navigation
- Scenario modeling showing entitlement changes
- Implementation roadmap with timeline
- Centrelink application support
Superannuation Strategy Review
Deep analysis of your super structure, contribution approach, investment allocation, and transition planning.
What's Included:
- Review of current super fund fees and performance
- Contribution strategy optimization (concessional/non-concessional)
- Investment mix analysis for retirement phase
- Insurance within super review
- Transition to retirement strategy
- Spouse contribution opportunities
- SMSF suitability assessment
Estate & Legacy Planning
Coordinate superannuation death benefits, binding nominations, testamentary structures, and aged care financial arrangements.
What's Included:
- Super death benefit strategy
- Binding death nomination setup
- Estate tax efficiency analysis
- Testamentary trust considerations
- Aged care accommodation payment planning
- Coordinated advice with legal/accounting professionals
- Family wealth transition strategies
Ongoing Retirement Advisory
Continuous support, regulatory monitoring, and strategic adjustments as your situation and legislation evolves.
What's Included:
- Quarterly portfolio and strategy review
- Annual comprehensive planning update
- Legislative change impact assessment
- Ongoing optimization recommendations
- Priority email and phone support
- Ad-hoc scenario analysis
Complete Retirement Package
Our most comprehensive offering. Full-spectrum retirement planning with 12 months of ongoing support.
What's Included:
- Everything from Retirement Roadmap Session
- Everything from Age Pension Optimization
- Everything from Estate & Legacy Planning
- 12 months of Ongoing Retirement Advisory
- Priority scheduling and dedicated advisor
- Annual strategy recalibration session
Save $1,425 compared to individual services