Last Updated: May 17, 2026
Welcome to Twinkling Suspension. By accessing or using our website (twinkling-suspension.com) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.
You may use our website for lawful purposes only. You agree not to:
If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Twinkling Suspension provides retirement planning and pension advisory services. The information provided through our website and services is for general informational purposes and does not constitute financial advice specific to your situation unless provided as part of a formal advisory engagement.
A professional advisory relationship is only established when:
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
All content on this website, including text, graphics, logos, images, and software, is the property of Twinkling Suspension or its content suppliers and is protected by Australian and international copyright laws.
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. You may not:
When you submit information through forms, emails, or other means:
The information on our website is provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate information, we do not warrant that:
Content on our website is for general informational purposes only and should not be relied upon as specific advice for your situation. You should consult with a qualified professional before making financial decisions.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of external sites. Links do not imply endorsement.
To the fullest extent permitted by law, Twinkling Suspension shall not be liable for:
Our total liability for any claim arising from use of our website or services shall not exceed the amount you paid us for services in the six months preceding the claim.
You agree to indemnify and hold harmless Twinkling Suspension, its directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:
Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data collection and use practices.
Nothing in these Terms of Use excludes, restricts, or modifies any guarantee, warranty, term, or condition, right, or remedy implied or imposed by the Australian Consumer Law or any other law that cannot lawfully be excluded, restricted, or modified.
These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from these terms or use of our website shall be subject to the exclusive jurisdiction of the courts of Victoria.
If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Twinkling Suspension regarding use of our website and services.
Our advisory services are provided in accordance with applicable professional standards and regulatory requirements in Australia. We maintain appropriate professional indemnity insurance and comply with all relevant industry regulations.
We reserve the right to terminate or suspend your access to our website at any time, without prior notice, for any reason, including breach of these Terms of Use.
If you have questions about these Terms of Use, please contact us:
Email: [email protected]
Address: Level 12, 385 Bourke Street, Melbourne VIC 3000, Australia